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Planning for death is only one part of an estate plan. Planning for your possible incapacity is just as important. Everyone should have instructions in place if a serious injury or medical condition leaves a person unable to make medical and financial decisions.
Medical Power of Attorney
A Medical Power of Attorney, also known as a Healthcare Power of Attorney, allows you to appoint an agent who will make medical and personal care decisions on your behalf when you cannot make those decisions yourself. In this document, you may also give specific directions and guidance about your wishes and beliefs regarding medical treatment. Medical Powers of Attorney can eliminate the need for an expensive guardianship proceeding if you are permanently incapacitated.
Financial Power of Attorney
A Financial Power of Attorney, also known as a General Durable Power of Attorney, allows you to appoint an agent who will legally manage your finances and property on your behalf if you become incapacitated and can no longer make those decisions yourself. Financial Powers of Attorney can eliminate the need for an expensive conservatorship proceeding if you are permanently incapacitated.